Insurance Coverage and Bad Faith

The attorneys at Layser & Freiwald have litigated cases involving disputes against insurance companies. Insurance companies have legal duties to act in good faith, which means they have to act fairly and reasonably toward policy holders during claims processing and settlement. An insurance company may be liable for bad faith for failing to act in good faith.

• Bad faith against a New Jersey HMO for improperly denying coverage to a family for the infant son to receive a vaccine against RSV, a potentially deadly respiratory virus. The child then developed RSV and died.
• Bad faith against an insurer for failing to perform needed home repairs following a flood leading to the growth of toxic mold. Extensive property damage and personal injuries resulted from exposure to the mold.